Sheltering at Home? Review your Emergency Binder

Sheltering at Home? Review your Emergency Binder

Looking for something productive to do to protect your loved ones?

Now’s a great time to prep/update your home Emergency Binder.

  • Make a list of all your assets and liabilities (accounts, insurance, credit cards, loans). Any new ones?
  • List health care info for all family members including doctors names and phone numbers, allergies, pre-existing conditions, prescription medicines and dosages.
  • Make a list of online logins and passwords.
  • Make sure someone knows how you pay bills, assess photos, store documents (online and paper: birth cert, wills, passports).
  • Review your debts. Temporary payment forgiveness? Refinance?
  • Call to reduce auto insurance premium if driving less miles.
  • Review/update your retirement account and life insurance beneficiaries.
  • Get/update a will, revocable trust, living will and powers of attorney.
  • Track monthly expenses – no better time to list necessary monthly expenses then now!

Need Cash Flow?

  • If laid off, do not delay applying for unemployment.  Note that in some states, a paper application mailed in is being processed faster than online.
  • Apply for a home equity line of credit.
  • Take a Roth IRA withdrawal if the account has been open at least 5 years.
  • 401k loans (max amount now $100,000) or withdrawals.
  • Federal and state government loans (EIDL, PPP)

Got questions or need help?

Previous Post
AARP: Do your kids know where to find all your money if tragedy strikes?
Next Post
End of Summer To Do List

Related Posts

March 2020 Financial To Do List

The recent stock market volatility can cause some people increased anxiety. The fact is that the stock market moves up and down, sometimes drastically and this is normal and expected.…
Read More
Menu