Financial Futures Blog with Jorie Johnson, Certified Financial Planner

Credit.com News: How Much Can Removing One Negative Item Raise Your Credit Score?

May 17, 2017

By Brooke Niemeyer Having a good credit score is important, whether you’re looking to finance a new home or simply get better terms on a new credit card. But sometimes…

NJ Lowers Income Taxes for Retirees and Eliminates Estate Tax (with phase in period)

October 17, 2016

On Friday, Governor Christie signed the Gas Tax bill into law in NJ. Along with raising the state’s gas tax (effective Nov 1) this legislation contains multiple tax concessions for…

NJ 529 ABLE law has a lot of restrictions

March 21, 2016

Last March I wrote about the new and exciting addition to 529 Accounts called ABLE accounts for individuals with disabilities that would allow for investment accounts up to $100,000 without…

Credit.com News: Are You Paying Off Your Debt Wrong?

March 7, 2016

By Jeanine Skowronski It’s happened. You’ve pinched all your pennies, paid off all your bills and – finally! – ended up with enough money to make an extra loan payment…

IRS Warns Scammers are Rampant and Clever

February 20, 2016

The IRS will NEVER contact you on the phone or via email. If you receive a call from the IRS, hang up immediately. If you receive an email, delete it…

Credit.com News: What to Do When Your Parents Want to Borrow Money

December 14, 2015

By Jeanine Skowronski We often hear so much about millennials’ finances that it’s easy to forget older Americans have money woes, too. The Great Recession pushed back retirement for many…

Wall Street Journal: A Couple Is Property Rich. Now What?

November 1, 2015

By Veronica Dagher A financial pro offers advice to a couple with a home and two rental properties Before they met, when Lisa and Mike Pisano were in their early 20s…

End of Some File & Suspend Social Security Strategies

October 30, 2015

Early this morning, the Senate passed a budget bill to extend the debt ceiling and avoid default of the US government next week… Read More>>

Market Volatility is Normal and Expected

August 25, 2015

Two steps forward and one step back is how the financial markets move… Read More>>

How to Disable Shockwave Flash Plugin Now

July 14, 2015

Adobe has acknowledged a critical vulnerability in their Adobe Flash Player… Read More>>